Different Types of Life Insurance Riders Explained
Posted: December 22, 2025
Accelerated Benefits: Access to Benefits While You’re Living Accelerated benefit riders let you take a portion of the death benefit early if you face a qualifying health event. Terminal illness riders typically require a physician’s certification that life expectancy is 12–24 months or less, depending on the carrier. Chronic illness riders generally follow tax code definitions of being unable to perform two or more activities...
What’s the Difference Between General and Professional Liability Insurance?
Posted: December 19, 2025
General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations, products, or marketing. Professional liability (PL), or errors and omissions, addresses financial loss resulting from negligent advice, design, or services. Many businesses need both because a single project can involve physical hazards and professional decisions. General Liability in the Wild GL responds to everyday hazards that...
How to Prepare for a Winter Road Trip
Posted: December 16, 2025
Plan Your Route Like a Pro: Weather, Detours, and “Plan B” Check official state DOT and highway apps for live road conditions, closures, and chain controls before you leave and at each fuel stop. Pair those with a forecast tool that shows hour-by-hour precipitation and wind along your route so you can shift departure by a few hours if a front is moving through. Build...
Experts predicting huge surge in short-term rentals – here's why
Posted: December 15, 2025
Jeremy Layton Web Marketing Lead If you're trying to get into short-term rental (STR) investing, now may be your best chance. For landlords and real estate investors, the next two years could represent one of the most attractive windows for STR investment in recent memory. Tax policies have become much more favorable to landlords thanks to the return of 100% bonus depreciation; interest rates are...
2025 Holiday Hosting Tips from Kelly
Posted: December 13, 2025
Consider Delegating w/ Post-its (list 1 item per post it for folks to help) ✅ Vacuuming ✅ Set up the bar ✅ Greeter of guests ✅ Food prep ✅ Clearing table ✅ Washing dishes ✅ Trash duty ✅ Checking in on guests Plan Ahead ✅ Cook Ahead of Time ✅ Stock Your Pantry & Toiletries ✅ Create a Timeline Make Some Memories ✅ Sit and...